/* Erfoome - Student Money Basics Styles */
:root{--primary:#2563EB;--secondary:#059669;--accent:#EA580C;--success:#10B981;--warning:#F59E0B;--error:#EF4444;--gray-50:#F9FAFB;--gray-100:#F3F4F6;--gray-200:#E5E7EB;--gray-300:#D1D5DB;--gray-400:#9CA3AF;--gray-500:#6B7280;--gray-600:#374151;--gray-700:#1F2937;--gray-800:#111827;--gray-900:#030712;--white:#FFFFFF;--shadow-sm:0 1px 2px 0 rgb(0 0 0 / 0.05);--shadow:0 1px 3px 0 rgb(0 0 0 / 0.1), 0 1px 2px -1px rgb(0 0 0 / 0.1);--shadow-md:0 4px 6px -1px rgb(0 0 0 / 0.1), 0 2px 4px -2px rgb(0 0 0 / 0.1);--shadow-lg:0 10px 15px -3px rgb(0 0 0 / 0.1), 0 4px 6px -4px rgb(0 0 0 / 0.1)}*,*::before,*::after{box-sizing:border-box}*{margin:0}body{line-height:1.5;-webkit-font-smoothing:antialiased;font-family:ui-sans-serif,-apple-system,system-ui,"Segoe UI",Roboto,Inter,"Helvetica Neue",Arial,sans-serif;color:var(--gray-700);background-color:var(--white)}img,picture,video,canvas,svg{display:block;max-width:100%}input,button,textarea,select{font:inherit}p,h1,h2,h3,h4,h5,h6{overflow-wrap:break-word}h1,h2,h3{line-height:1.2;font-weight:600;color:var(--gray-800)}h1{font-size:2.5rem;margin-bottom:1rem}h2{font-size:2rem;margin-bottom:1rem}h3{font-size:1.5rem;margin-bottom:0.75rem}p{margin-bottom:1rem}.container{max-width:1200px;margin:0 auto;padding:0 1rem}@media(min-width:768px){.container{padding:0 2rem}}.skip-link{position:absolute;top:-40px;left:6px;background:var(--primary);color:white;padding:8px;border-radius:4px;text-decoration:none;z-index:100}.skip-link:focus{top:6px}.header{position:sticky;top:0;background:var(--white);border-bottom:1px solid var(--gray-200);z-index:50;box-shadow:var(--shadow-sm)}.nav{display:flex;align-items:center;justify-content:space-between;padding:1rem 2rem;height:64px}.nav-brand{display:flex;align-items:center}.logo{height:40px;width:auto}.nav-menu{display:none;list-style:none;padding:0;margin:0;gap:2rem}@media(min-width:768px){.nav-menu{display:flex}}.nav-link{text-decoration:none;color:var(--gray-600);font-weight:500;transition:color 0.2s ease}.nav-link:hover{color:var(--primary)}.nav-toggle{display:flex;flex-direction:column;gap:4px;background:none;border:none;cursor:pointer;padding:4px}@media(min-width:768px){.nav-toggle{display:none}}.nav-toggle span{width:24px;height:2px;background:var(--gray-600);transition:transform 0.2s ease}.hero{padding:4rem 0;background:linear-gradient(135deg,var(--gray-50) 0%,var(--white) 100%)}.hero-content{display:grid;gap:3rem;align-items:center}@media(min-width:768px){.hero-content{grid-template-columns:1fr 1fr}}.hero-title{font-size:2.5rem;font-weight:700;color:var(--gray-900);margin-bottom:1.5rem}.hero-description{font-size:1.25rem;color:var(--gray-600);margin-bottom:2rem;line-height:1.6}.hero-cta{display:flex;gap:1rem;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;padding:0.75rem 1.5rem;border-radius:0.5rem;font-weight:500;text-decoration:none;border:1px solid transparent;cursor:pointer;transition:all 0.2s ease;font-size:1rem}.btn-primary{background:var(--primary);color:white;border-color:var(--primary)}.btn-primary:hover{background:#1d4ed8;transform:translateY(-1px);box-shadow:var(--shadow-md)}.btn-secondary{background:white;color:var(--primary);border-color:var(--primary)}.btn-secondary:hover{background:var(--primary);color:white}.hero-image{position:relative}.hero-img{width:100%;height:auto;border-radius:1rem;box-shadow:var(--shadow-lg)}.calculator-preview{padding:4rem 0;background:var(--gray-50)}.section-title{text-align:center;font-size:2.5rem;font-weight:700;color:var(--gray-900);margin-bottom:1rem}.section-description{text-align:center;font-size:1.25rem;color:var(--gray-600);margin-bottom:3rem;max-width:600px;margin-left:auto;margin-right:auto}.calculator-widget{max-width:800px;margin:0 auto;background:white;border-radius:1rem;padding:2rem;box-shadow:var(--shadow-md)}.calc-inputs{display:grid;gap:1.5rem;margin-bottom:2rem}@media(min-width:768px){.calc-inputs{grid-template-columns:repeat(3,1fr)}}.input-group{display:flex;flex-direction:column;gap:0.5rem}.input-group label{font-weight:500;color:var(--gray-700)}.input-group input{padding:0.75rem;border:1px solid var(--gray-300);border-radius:0.5rem;font-size:1rem;transition:border-color 0.2s ease}.input-group input:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgb(37 99 235 / 0.1)}.calc-results{background:var(--gray-50);border-radius:0.5rem;padding:1.5rem}.calc-results h3{margin-bottom:1rem;color:var(--gray-800)}.result-item{display:flex;justify-content:space-between;align-items:center;padding:0.5rem 0;border-bottom:1px solid var(--gray-200)}.result-item:last-child{border-bottom:none}.result-item.total{font-weight:600;font-size:1.25rem;color:var(--primary)}.disclaimer-small{font-size:0.875rem;color:var(--gray-500);margin-top:1rem;text-align:center}.features{padding:4rem 0}.features-grid{display:grid;gap:2rem}@media(min-width:768px){.features-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1024px){.features-grid{grid-template-columns:repeat(4,1fr)}}.feature-card{background:white;border-radius:1rem;padding:1.5rem;box-shadow:var(--shadow);transition:transform 0.2s ease,box-shadow 0.2s ease}.feature-card:hover{transform:translateY(-2px);box-shadow:var(--shadow-lg)}.feature-image{margin-bottom:1rem}.feature-img{width:100%;height:200px;object-fit:cover;border-radius:0.5rem}.feature-title{font-size:1.25rem;font-weight:600;color:var(--gray-800);margin-bottom:0.75rem}.feature-description{color:var(--gray-600);line-height:1.6}.how-it-works{padding:4rem 0;background:var(--gray-50)}.steps{display:grid;gap:2rem}@media(min-width:768px){.steps{grid-template-columns:repeat(2,1fr)}}@media(min-width:1024px){.steps{grid-template-columns:repeat(4,1fr)}}.step{text-align:center;padding:1.5rem}.step-number{display:inline-flex;align-items:center;justify-content:center;width:3rem;height:3rem;background:var(--primary);color:white;border-radius:50%;font-size:1.5rem;font-weight:600;margin-bottom:1rem}.step-title{font-size:1.25rem;font-weight:600;color:var(--gray-800);margin-bottom:0.75rem}.step-description{color:var(--gray-600);line-height:1.6}.testimonials{padding:4rem 0}.testimonials-grid{display:grid;gap:2rem}@media(min-width:768px){.testimonials-grid{grid-template-columns:repeat(2,1fr)}}.testimonial{background:white;border-radius:1rem;padding:2rem;box-shadow:var(--shadow)}.testimonial-content{margin-bottom:1.5rem}.testimonial-content p{font-style:italic;color:var(--gray-700);line-height:1.6;margin:0}.testimonial-author{display:flex;align-items:center;gap:1rem}.author-avatar{width:50px;height:50px;border-radius:50%;object-fit:cover}.author-name{font-weight:600;color:var(--gray-800)}.author-location{color:var(--gray-500);font-size:0.875rem}.faq{padding:4rem 0;background:var(--gray-50)}.faq-list{max-width:800px;margin:0 auto}.faq-item{background:white;border-radius:0.5rem;margin-bottom:1rem;box-shadow:var(--shadow-sm)}.faq-question{padding:1.5rem;margin:0;font-size:1.125rem;font-weight:600;color:var(--gray-800);cursor:pointer;border:none;background:none;width:100%;text-align:left;border-radius:0.5rem;transition:background-color 0.2s ease}.faq-question:hover{background:var(--gray-50)}.faq-answer{padding:0 1.5rem 1.5rem;color:var(--gray-600);line-height:1.6}.contact{padding:4rem 0}.contact-form{max-width:600px;margin:0 auto}.form-row{display:grid;gap:1rem}@media(min-width:768px){.form-row{grid-template-columns:1fr 1fr}}.form-group{margin-bottom:1.5rem}.form-group label{display:block;font-weight:500;color:var(--gray-700);margin-bottom:0.5rem}.form-group input,.form-group textarea{width:100%;padding:0.75rem;border:1px solid var(--gray-300);border-radius:0.5rem;font-size:1rem;transition:border-color 0.2s ease}.form-group input:focus,.form-group textarea:focus{outline:none;border-color:var(--primary);box-shadow:0 0 0 3px rgb(37 99 235 / 0.1)}.form-group textarea{resize:vertical;min-height:120px}.footer{background:var(--gray-800);color:var(--gray-300);padding:3rem 0 1rem}.footer-content{display:grid;gap:2rem;margin-bottom:2rem}@media(min-width:768px){.footer-content{grid-template-columns:1fr 2fr}}.footer-brand{max-width:300px}.footer-logo{height:33px;width:auto;margin-bottom:1rem;filter:brightness(0) invert(1)}.footer-description{color:var(--gray-400);line-height:1.6;margin-bottom:1rem}.footer-disclaimer{font-size:0.875rem;color:var(--gray-500);font-style:italic}.footer-links{display:grid;gap:2rem}@media(min-width:768px){.footer-links{grid-template-columns:1fr 1fr}}.footer-heading{font-size:1.125rem;font-weight:600;color:var(--white);margin-bottom:1rem}.footer-list{list-style:none;padding:0;margin:0}.footer-list li{margin-bottom:0.5rem}.footer-link{color:var(--gray-400);text-decoration:none;transition:color 0.2s ease}.footer-link:hover{color:var(--white)}.footer-bottom{border-top:1px solid var(--gray-700);padding-top:1rem;text-align:center}.footer-copyright{color:var(--gray-500);font-size:0.875rem}.legal-page{padding:2rem 0 4rem;min-height:60vh}.legal-page .container{max-width:800px}.legal-page h1{color:var(--gray-900);margin-bottom:0.5rem}.last-updated{color:var(--gray-500);font-size:0.875rem;margin-bottom:2rem}.legal-page section{margin-bottom:2rem}.legal-page h2{color:var(--gray-800);font-size:1.5rem;margin-bottom:1rem;margin-top:2rem}.legal-page h3{color:var(--gray-700);font-size:1.25rem;margin-bottom:0.75rem;margin-top:1.5rem}.legal-page ul{margin-bottom:1rem;padding-left:1.5rem}.legal-page li{margin-bottom:0.5rem;color:var(--gray-600)}.legal-nav{display:flex;gap:1rem;margin-top:3rem;padding-top:2rem;border-top:1px solid var(--gray-200);flex-wrap:wrap}.legal-link{color:var(--primary);text-decoration:none;font-weight:500;transition:color 0.2s ease}.legal-link:hover{color:#1d4ed8}.cookie-notice{position:fixed;bottom:0;left:0;right:0;background:var(--gray-800);color:white;padding:1rem;z-index:100;display:none}.cookie-notice.show{display:block}.cookie-content{display:flex;align-items:center;justify-content:space-between;max-width:1200px;margin:0 auto;gap:1rem;flex-wrap:wrap}.cookie-content p{margin:0;font-size:0.875rem}.cookie-link{color:var(--primary);text-decoration:none}.cookie-link:hover{text-decoration:underline}.cookie-accept{background:var(--primary);color:white;border:none;padding:0.5rem 1rem;border-radius:0.25rem;cursor:pointer;font-size:0.875rem;transition:background-color 0.2s ease}.cookie-accept:hover{background:#1d4ed8}@media(max-width:767px){.hero-title{font-size:2rem}.section-title{font-size:2rem}.hero-cta{justify-content:center}.steps{grid-template-columns:1fr}.features-grid{grid-template-columns:1fr}.testimonials-grid{grid-template-columns:1fr}.calculator-widget{margin:0 1rem}.calc-inputs{grid-template-columns:1fr}}@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:0.01ms !important;animation-iteration-count:1 !important;transition-duration:0.01ms !important;scroll-behavior:auto !important}}