Master Student Money Basics in Canada
Learn essential financial skills for Canadian students. Download free budgeting templates, use simple calculators, and understand money management without relying on loans.
Student Budget Calculator
Try our simple calculator to plan your monthly student budget and see how your money could be allocated.
Essential Money Guides for Students
Learn core financial concepts designed specifically for Canadian students.
Budget Planning Basics
Learn how to create and track a realistic student budget. Understand the 50/30/20 rule and adapt it for student life in Canada.
Smart Spending Guide
Discover strategies to stretch your student dollars. Learn about student discounts, meal planning, and finding deals on textbooks and supplies.
Emergency Fund Starter
Build a small emergency fund even on a tight student budget. Learn how to save $500-1000 for unexpected expenses during your studies.
Banking for Students
Understand student banking options in Canada. Learn about no-fee accounts, overdraft protection, and building your first credit history responsibly.
Free Student Money Tools
Download Templates
Get free budget spreadsheets and expense trackers designed for Canadian students. No sign-ups required.
Track Your Money
Use simple tools to monitor income from jobs, family support, and scholarships alongside your expenses.
Plan Ahead
Set realistic financial goals for each semester and track your progress with built-in calculators.
Build Good Habits
Develop money management skills that will serve you well beyond your student years.
What Canadian Students Say
"The budget templates helped me track my part-time job income and expenses during my second year at UBC. I finally understood where my money was going each month."
"Learning about emergency funds as a student was eye-opening. I managed to save $800 over two semesters just by following the simple strategies in the guides."
Frequently Asked Questions
How can I budget as a student with irregular income?
Start by tracking your lowest monthly income and build your budget around that amount. Use any extra income in good months to build an emergency fund or pay ahead on fixed expenses like rent.
What's a realistic emergency fund goal for students?
Aim for $500-1000 as a starting emergency fund. This can cover unexpected expenses like textbook costs, minor medical expenses, or temporary income loss from a part-time job.
Are these resources specific to Canadian students?
Yes, our guides include Canadian-specific information like student banking options, tax considerations for part-time work, and resources available to Canadian students.
Do I need to create an account to access the tools?
No sign-ups required. All templates and calculators are available for immediate download and work offline in your preferred spreadsheet application.
Questions About Student Money?
Need help understanding budgeting basics or have questions about the guides? We're here to help.